Let me tell you, the scent of sizzling bacon, melting cheddar, and hearty potatoes simmering away on the stove is enough to make anyone’s mouth water. The first time I ladled out a bowl of this creamy loaded baked potato soup, I was instantly hooked—the kind of moment where you pause, take a deep breath, and just smile because you know you’re onto something truly special. Years ago, when I was knee-high to a grasshopper, my grandma used to make a version of this soup that felt like a warm hug on chilly nights. I’ve been chasing that perfect bowl ever since, tinkering and testing until I landed on this dangerously easy recipe that’s pure, nostalgic comfort.
You know what? My family couldn’t stop sneaking spoonfuls off the stovetop before it even cooled down (and honestly, I can’t really blame them). This creamy loaded baked potato soup has become a staple for our family gatherings, cozy dinners, and even those last-minute potlucks where you need something hearty and crowd-pleasing, fast. Whether you’re trying to brighten up your weeknight menu or impress guests without breaking a sweat, this recipe hits the mark every single time. Honestly, it feels like you’re wrapping yourself in a cozy blanket—you’re going to want to bookmark this one for all those cold-weather cravings.
Why You’ll Love This Recipe
After testing this creamy loaded baked potato soup recipe multiple times (in the name of research, of course), I can confidently say it’s one of the easiest ways to make comfort food feel special without a ton of fuss. Here’s why it stands out:
- Quick & Easy: Comes together in under 45 minutes, perfect for busy weeknights or those unexpected soup cravings.
- Simple Ingredients: No fancy grocery trips needed; you likely already have everything in your pantry and fridge.
- Perfect for Cozy Nights: Great for chilly evenings, casual dinners, or weekend lunches that need a little extra love.
- Crowd-Pleaser: Always gets rave reviews from kids and adults alike—there’s something about that creamy, cheesy goodness that’s hard to resist.
- Unbelievably Delicious: The balance of creamy potatoes, smoky bacon, sharp cheddar, and fresh chives is next-level comfort food.
What really sets this recipe apart is the little twist of blending part of the potatoes into the soup for an ultra-smooth, creamy texture without needing any heavy cream. Plus, the perfect seasoning balance gives it that comforting baked potato flavor in every spoonful. It’s not just good—it’s the kind of soup that makes you close your eyes after the first bite and think, “Yep, that’s soul food.” Whether you’re impressing guests or just treating yourself, this creamy loaded baked potato soup brings the warmth and satisfaction you want, without any stress.
What Ingredients You Will Need
This creamy loaded baked potato soup uses simple, wholesome ingredients to deliver bold flavor and satisfying texture without the fuss. Most of these are pantry staples or easy to grab at any grocery store. Here’s what you’ll need:
- Russet Potatoes (about 2 pounds / 900 grams, peeled and diced) – the star of the show, giving you that fluffy baked potato feel.
- Bacon (6 strips, chopped) – for smoky, crispy bites (feel free to use turkey bacon for a lighter option).
- Unsalted Butter (4 tablespoons / 57 grams) – adds richness and helps create that silky base.
- Yellow Onion (1 medium, finely chopped) – brings sweetness and depth.
- Garlic (2 cloves, minced) – for a subtle savory kick.
- All-Purpose Flour (1/4 cup / 30 grams) – to thicken the soup naturally.
- Chicken Broth (4 cups / 960 ml) – choose low-sodium for better control over saltiness.
- Whole Milk (1 1/2 cups / 360 ml) – for creaminess without heaviness (you can swap with dairy-free milk if needed).
- Sharp Cheddar Cheese (1 1/2 cups / 170 grams, shredded) – the melty, cheesy goodness that makes this soup irresistible (I love Cabot brand for the best melt).
- Sour Cream (1/2 cup / 120 grams) – adds tang and smooth texture.
- Chopped Chives (1/4 cup / 15 grams) – for freshness and that classic baked potato topping vibe.
- Salt and Freshly Ground Black Pepper – to taste, of course.
For a gluten-free version, you can swap the all-purpose flour with cornstarch or a gluten-free flour blend. And if you want to make it vegetarian, just use vegetable broth and skip the bacon or replace it with smoked paprika for that smoky flavor punch. In the summer months, swapping out potatoes for a blend with sweet potatoes adds a nice seasonal twist, too.
Equipment Needed
- Large Heavy-Bottomed Pot or Dutch Oven: Essential for even heat distribution and to prevent scorching while simmering the soup.
- Wooden Spoon or Silicone Spatula: For stirring the thickening roux and mixing ingredients gently.
- Sharp Chef’s Knife: For dicing potatoes and chopping onions and bacon.
- Cutting Board: Preferably sturdy and easy to clean.
- Measuring Cups and Spoons: To keep ingredient proportions spot on.
- Whisk: Helpful for blending flour and butter smoothly without lumps.
- Immersion Blender (optional): For blending part of the soup directly in the pot to get that creamy texture (if you don’t have one, a regular blender works too—just be careful with hot liquids).
- Ladle: For serving the soup beautifully.
If you’re on a budget, a regular large saucepan can substitute the Dutch oven, but keep an eye on the heat to avoid burning. I’ve found that a good-quality wooden spoon lasts forever and doesn’t scratch your cookware, which is a small investment that pays off in the long run.
Preparation Method

- Cook the Bacon: In your large pot over medium heat, cook the chopped bacon until crisp, about 5-7 minutes. Use a slotted spoon to transfer the bacon to a paper towel-lined plate, leaving the rendered fat in the pot.
- Sauté Aromatics: Add butter to the bacon fat and melt over medium heat. Toss in the chopped onion and sauté until soft and translucent, about 5 minutes. Add minced garlic and cook for another minute until fragrant, but don’t let it brown.
- Make the Roux: Sprinkle the all-purpose flour over the onions and garlic, stirring constantly with a whisk or wooden spoon. Cook for 2 minutes to remove the raw flour taste, making sure it doesn’t burn (this step thickens the soup perfectly).
- Add Broth and Potatoes: Slowly pour in the chicken broth while stirring to avoid lumps. Add diced potatoes and bring the mixture to a boil. Reduce heat to a simmer and cook uncovered for 15-20 minutes, or until potatoes are tender when pierced with a fork.
- Partially Blend the Soup: Using an immersion blender, carefully blend about half of the soup in the pot to create a creamy base while leaving some potato chunks for texture. If you don’t have an immersion blender, transfer half the soup in batches to a blender, then return it to the pot.
- Add Milk and Cheese: Stir in the whole milk and shredded cheddar cheese until melted and smooth. Heat gently—don’t let it boil after adding dairy to avoid curdling.
- Finish with Sour Cream and Bacon: Stir in the sour cream and most of the cooked bacon, reserving some for garnish. Season the soup with salt and freshly ground black pepper to taste.
- Serve and Garnish: Ladle the soup into bowls and sprinkle with reserved bacon and chopped chives. For an extra touch, add a little shredded cheese or a dollop of sour cream on top.
Tip: If the soup seems too thick after resting, stir in a splash more milk or broth to reach your desired consistency. Also, don’t rush the potato simmering step—fully cooked potatoes make all the difference in texture and flavor.
Cooking Tips & Techniques
Getting creamy loaded baked potato soup just right can feel like a balancing act, but these tips will help you nail it every time. First, don’t skip cooking the roux (the butter and flour mixture). It’s the magic that transforms your soup from watery to luxuriously thick without any heavy cream. Be patient and stir constantly to avoid lumps or burning.
When blending the soup, only puree half to keep some bite and texture—you want that satisfying chunkiness, not a puree. I learned the hard way that over-blending makes it feel more like mashed potato mush, which is just… meh.
Use sharp cheddar for the best melt and flavor; mild cheese tends to get lost in the mix. Also, add cheese off the heat or on very low heat to prevent it from becoming grainy. Bacon isn’t just a topping here—it’s part of the flavor foundation, so crisp it well but don’t burn it to bitterness.
Timing-wise, multitask by prepping your toppings while the soup simmers—it saves you precious minutes. And if you want to prep ahead, this soup actually tastes better after a day as the flavors meld, but be sure to reheat gently and stir often to keep it creamy.
Variations & Adaptations
One of the best things about this creamy loaded baked potato soup is how easy it is to tweak to suit your taste or dietary needs. Here are a few of my favorite variations:
- Vegetarian Version: Swap chicken broth for vegetable broth and skip the bacon or replace it with smoked paprika and crispy fried mushrooms for that smoky crunch.
- Low-Carb Adaptation: Use cauliflower florets instead of potatoes—steam and blend half, then add the rest for texture. It still satisfies that creamy craving but with fewer carbs.
- Spicy Kick: Add a diced jalapeño with the onions or sprinkle in a teaspoon of smoked chipotle powder for some smoky heat that wakes up the flavors.
- Dairy-Free: Use coconut milk or your favorite unsweetened dairy-free milk and skip the cheese and sour cream or use dairy-free substitutes. Nutritional yeast adds a cheesy flavor punch.
Personally, I once tried adding roasted sweet corn and it was surprisingly delicious—added a little sweetness and a pop of color that brightened up the bowl on a dreary winter night.
Serving & Storage Suggestions
This creamy loaded baked potato soup is best served hot and fresh, garnished with crispy bacon and bright chives to add color and texture contrast. It pairs beautifully with crusty bread, a simple green salad, or even some buttery dinner rolls for dipping into that rich broth.
Leftovers keep well in an airtight container in the refrigerator for up to 3 days. When reheating, warm gently on the stove over low heat, stirring frequently to keep the soup creamy and avoid scorching. If it thickens too much in the fridge, stir in a splash of milk or broth to loosen it back up.
Freezing is possible, but the texture may change slightly due to the potatoes and dairy. If you freeze, thaw overnight in the fridge and reheat slowly. Flavors actually deepen after a day, so leftovers taste even better once the soup has had time to settle.
Nutritional Information & Benefits
This creamy loaded baked potato soup clocks in at roughly 350-400 calories per serving depending on portion size and toppings. It provides a good source of potassium and vitamin C from the potatoes, as well as protein and calcium from the cheese and milk. Bacon adds savory fat and flavor, so consider it a treat to enjoy in moderation.
For those watching carbs, using cauliflower instead of potatoes cuts down on starch significantly. Choosing low-fat dairy or dairy-free alternatives can also lighten the calorie load without sacrificing creaminess. This soup hits the spot if you’re craving comfort food that feels indulgent but is made from simple, wholesome ingredients. Just watch the salt if you’re sensitive, given the bacon and cheese.
Conclusion
Honestly, this creamy loaded baked potato soup is one of those recipes that feels like home in a bowl. It’s easy enough to whip up on a weeknight yet special enough to serve when you want to impress without fuss. I love how it balances creamy, cheesy, and smoky flavors with that perfect potato texture—comfort food that’s satisfying and just a little bit nostalgic.
Feel free to make it your own by swapping ingredients or adding your favorite toppings. I can’t wait to hear how you customize it! Please drop a comment below if you give this recipe a try or have your own twists to share. And hey, if you loved this soup, sharing it with friends and family is the best way to spread the comfort.
Warm bowls, happy hearts, and many cozy nights ahead!
FAQs About Creamy Loaded Baked Potato Soup
Can I make this soup ahead of time?
Yes! It tastes even better after resting for a day as the flavors meld. Store in the fridge and reheat gently on the stove.
What’s the best potato to use?
Russet potatoes are ideal because they break down nicely and give you that fluffy texture typical of baked potatoes.
Can I freeze this soup?
You can, but the texture might change slightly. Thaw overnight and reheat slowly for best results.
Is there a dairy-free version?
Absolutely. Use dairy-free milk and cheese substitutes, and skip sour cream or use a dairy-free alternative like coconut yogurt.
How can I make it spicier?
Add diced jalapeños with the onions or sprinkle in a bit of smoked chipotle powder for a smoky heat boost.
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Creamy Loaded Baked Potato Soup
A comforting, creamy baked potato soup loaded with smoky bacon, sharp cheddar, and fresh chives. Perfect for cozy nights and crowd-pleasing meals.
- Prep Time: 15 minutes
- Cook Time: 30 minutes
- Total Time: 45 minutes
- Yield: 6 servings 1x
- Category: Main Course
- Cuisine: American
Ingredients
- 2 pounds Russet potatoes, peeled and diced
- 6 strips bacon, chopped (or turkey bacon for lighter option)
- 4 tablespoons unsalted butter
- 1 medium yellow onion, finely chopped
- 2 cloves garlic, minced
- 1/4 cup all-purpose flour
- 4 cups chicken broth (low-sodium recommended)
- 1 1/2 cups whole milk
- 1 1/2 cups sharp cheddar cheese, shredded
- 1/2 cup sour cream
- 1/4 cup chopped chives
- Salt and freshly ground black pepper, to taste
Instructions
- Cook the chopped bacon in a large pot over medium heat until crisp, about 5-7 minutes. Remove bacon with a slotted spoon and set aside on paper towels, leaving the rendered fat in the pot.
- Add butter to the bacon fat and melt over medium heat. Add chopped onion and sauté until soft and translucent, about 5 minutes. Add minced garlic and cook for another minute until fragrant, avoiding browning.
- Sprinkle all-purpose flour over the onions and garlic, stirring constantly with a whisk or wooden spoon. Cook for 2 minutes to remove raw flour taste, ensuring it doesn’t burn.
- Slowly pour in chicken broth while stirring to avoid lumps. Add diced potatoes and bring to a boil. Reduce heat to a simmer and cook uncovered for 15-20 minutes until potatoes are tender.
- Using an immersion blender, blend about half of the soup in the pot to create a creamy base while leaving some potato chunks for texture. Alternatively, blend half in batches in a regular blender and return to pot.
- Stir in whole milk and shredded cheddar cheese until melted and smooth. Heat gently without boiling to prevent curdling.
- Stir in sour cream and most of the cooked bacon, reserving some for garnish. Season with salt and freshly ground black pepper to taste.
- Ladle soup into bowls and garnish with reserved bacon and chopped chives. Optionally add extra shredded cheese or a dollop of sour cream on top.
Notes
For gluten-free, substitute all-purpose flour with cornstarch or gluten-free flour blend. For vegetarian, use vegetable broth and omit bacon or replace with smoked paprika and fried mushrooms. To adjust thickness, add more milk or broth after resting. Avoid over-blending to keep texture. Reheat gently to maintain creaminess.
Nutrition
- Serving Size: 1 cup (approximate)
- Calories: 375
- Sugar: 4
- Sodium: 650
- Fat: 22
- Saturated Fat: 12
- Carbohydrates: 30
- Fiber: 3
- Protein: 15
Keywords: baked potato soup, creamy soup, comfort food, bacon soup, cheddar cheese soup, easy soup recipe, loaded potato soup


